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When you use credit, it usually means using a credit card. It also might mean that you get a loan. A loan is another way to use credit. Using credit means you borrow money to buy something. You borrow money (with your credit card or loan). You buy the thing you want. You pay back that loan later – with interest. What is interest?

After taking some time to digest this new plan laid out by the CIF-SS Monday, I have to give them a lot of credit. It's an unprecedented endeavor cramming nine months of athletics into five, and

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